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Beyond Capacity: Building Stronger and More Profitable Non-Life Portfolios

Steer through uncertainty and achieve long-term success with us.

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    As reinsurance markets evolve, capacity is becoming more accessible across parts of the P&C landscape. Yet for insurers across Southeast Asia, the more pressing challenge is increasingly clear: How do you defend underwriting margins and identify new sources of profitable growth across traditional and specialty lines as pricing pressure intensifies and claims inflation persists?

    At Munich Re, we believe that addressing this challenge requires more than securing capacity at renewal. It requires a partner who can help optimise portfolio performance, strengthen underwriting discipline, and identify new avenues for profitable growth across both traditional and specialty lines.

    That is why our Southeast Asia team operates as an integrated technical partner bringing together underwriting, actuarial, and claims expertise directly within the region to support your business beyond placement. 

    Our client managers

    Michael Hauer
    Michael Hauer
    Managing Director & Head of P&C, Southeast Asia
    With more than thirty years of reinsurance experience in the region, Michael is committed to supporting the insurance industry across Southeast Asia by offering Munich Re's robust capacity and cutting-edge services across the entire value chain. Combining strategic insight with practical market experience, Michael and his team partners with clients to turn industry challenges into competitive advantages and long-term success.
    Chotima Puasiri
    Chotima Puasiri
    Chief Representative, Thailand
    Chotima has over a decade of experience in the Thai Non-Life insurance and reinsurance sector, with deep expertise in underwriting strategy, reinsurance governance, claims oversight, operational transformation, and product management. She has a deep knowledge of the Thai insurance market and the ability to connect local client needs with Munich Re's regional capabilities.
    Vidya Rajan
    Vidya Rajan
    Senior Client Manager, Vietnam and the Philippines
    Vidya brings a combination of reinsurance expertise, portfolio analytics and treaty structuring capabilities that helps translate complex risk challenges into practical and sustainable risk transfer solutions. She is skilled at assessing portfolio exposures, understanding client objectives and aligning reinsurance programmes with capital, growth and profitability goals. Through her strong technical understanding of reinsurance and market dynamics, Vidya helps clients navigate evolving risk environments, evaluate growth opportunities and develop long-term solutions that support sustainable business performance.
    Dinesh Kumar
    Dinesh Kumar
    Senior Client Manager, Indonesia
    Dinesh has a strong analytical approach and expertise in reinsurance portfolio optimisation, treaty structuring and risk assessment. He combines technical rigour with a deep understanding of market dynamics to help clients evaluate exposures, optimise risk retention and design effective reinsurance programmes. His ability to translate complex portfolio data into practical business insights enables clients to make informed strategic decisions, enhance capital efficiency and build long-term portfolio resilience.
    Christiana Mandrawa
    Christiana Mandrawa
    Client Manager, Southeast Asia
    Christiana has expertise in client portfolio management, reinsurance programme development and risk analysis across Southeast Asia. She combines strong analytical capabilities with a practical understanding of reinsurance solutions, helping clients assess exposures, optimise portfolio structures and make informed strategic decisions. Through her ability to translate technical reinsurance concepts into clear business recommendations, she supports clients in strengthening resilience and achieving sustainable growth.
    Justin Lee
    Justin Lee
    Client Manager, Malaysia and Senior Cyber Underwriter
    With over two decades of reinsurance experience spanning London and Asia, Justin has worked across the industry as a broker, buyer and underwriter. Having viewed the market from multiple perspectives, he brings a balanced understanding of underwriting, portfolio management and the challenges faced by insurers in an evolving risk environment. Combining deep expertise in the Malaysian market with broader international experience, Justin plans to partner closely with cedants to navigate complex risks and develop sustainable underwriting approaches.

    Our experts

    Janice Chen
    Janice Chen
    Head of Property Treaty Underwriting, Southeast Asia
    Janice leads Property Treaty Underwriting for Southeast Asia and works closely with insurers across the region to navigate catastrophe risk, manage accumulations, and build resilient portfolios amid increasing risk complexity and volatility. Combining market insight with technical underwriting expertise, she helps clients develop underwriting strategies and treaty solutions that support sustainable, long-term growth.
    Maggie Ji
    Maggie Ji
    Head of Casualty Treaty Underwriting, Southeast Asia
    Maggie leads Casualty Treaty Underwriting for Southeast Asia, working closely with insurers to unlock profitable growth and build more resilient Motor, Personal Accident, and Liability portfolios in an increasingly complex risk environment. With over 20 years of experience across Casualty lines, Maggie combines deep market insight with practical underwriting expertise to help clients enhance portfolio performance, navigate emerging challenges, and seize new opportunities with confidence.
    Tim Tse
    Tim Tse
    Head of Facultative & Corporate, Southeast Asia 
    With over 15 years of experience across Asian markets, Tim partners with clients to address complex risk challenges and navigate an evolving risk landscape. Combining deep regional market knowledge with expertise in facultative underwriting and corporate risk solutions, he helps clients manage market cycles, optimise risk retention strategies, and develop tailored solutions for large and complex exposures. By connecting Munich Re's risk expertise, specialty capabilities, and technical resources with client priorities, Tim supports clients in strengthening portfolio resilience, achieving sustainable growth, and enhancing long-term profitability in an increasingly competitive environment.
    Rubén Gutiérrez
    Rubén Gutiérrez
    Head of Marine, Asia Pacific
    Ruben is leading Munich Re’s Marine team responsible for the for the APAC region. He has 30 years of underwriting experience in different geographies, including London, Europe, US, and Latam being currently based in Singapore. Teaming up with a group of experienced regional underwriters, he aims to serve the region, providing client-oriented solutions to the Marine costumers of the APAC market.
    Marco Petrovic
    Marco Petrovic
    Head of Cyber Asia
    Former professional decathlete, distinguished intrapreneur, and people-centric leader with 20+ years of global experience in reinsurance portfolio underwriting, specializing in Cyber, Casualty, and advanced data analytics. Proven track record of developing high-performing teams, scaling multi-million-dollar portfolios, and driving strategies and process improvements tailored to the dynamics of both mature and emerging markets.
    Donna Zhang
    Donna Zhang
    Regional Head of Claims, Asia
    Donna has extensive claims expertise and combines deep technical claims knowledge with a strong understanding of complex loss scenarios, enabling clients to navigate challenging claims situations with confidence and transparency. Her experience in claims management, coverage assessment and claims resolution helps clients achieve timely and fair outcomes while protecting long-term business relationships. Through a combination of technical expertise, market insight and practical problem-solving, she supports clients in strengthening claims preparedness.
    Thomas Reiml
    Thomas Reiml
    Regional Director Parametric NatCat, Asia
    Thomas leads Munich Re’s Parametric NatCat activities across Asia, supporting clients in identifying new opportunities and developing tailored solutions for natural catastrophe and weather-related risks. As part of Munich Re’s global Parametric NatCat team, he combines global expertise and capabilities with an understanding of local market needs across Asia. His experience spans perils including earthquake, typhoon, flood and other weather-related risks, with a focus on developing solutions for corporate and public-sector segments that address protection gaps, complement traditional insurance and strengthen resilience.

    Nat Cat and Parametrics

    Cyber

    AI

    EVs

    Arrange a meeting with the team

    Michelle Ker
    Michelle Ker
    Executive Management Assistant, Singapore