HIV – from fatal to chronic disease
Evidence-based risk assessment for HIV
However, this positive development is not yet reflected in the insurance world. Despite good treatment options, people living with HIV are still excluded from certain insurance solutions, such as occupational disability insurance.
Therefore, a revision of HIV underwriting guidelines is absolutely necessary. And that's what we have done.
For the first time, MIRA enables evidence-based risk assessment for people living with HIV for all product lines.
MIRA now enables our clients to conduct evidence-based risk assessments for all Life insurance coverages for people living with HIV. Through our collaboration with "The Danish Cohort Study", we have access to one of the world's most comprehensive and well-documented HIV registries and can provide in-depth life insurance-specific analysis to extend insurability.
Setting standards with MIRA
Would you like to learn more?
We anticipate future regulations and push the boundaries of insurability for HIV and other chronic diseases. In doing so, we proactively set standards in risk assessment and prove our commitment to a more inclusive and responsible society.
The aim of our review is to offer our clients more than portfolio protection. We also want to help them strengthen their corporate social responsibility.