HSB Contractors' Plant Insurance

E-Trade Product

Brokers/Agents: Access via HSB Fast Track or Acturis

Focused on minimising the disruption to commercial/residential construction projects, as a leading specialist provider of engineering and technology insurance we can provide comprehensive cover for owned and hired-in contractors' plant.

Key features

Cover is available on a specified or blanket basis for owned plant
Owned plant insurance on a reinstatement (new for old) basis up to 24 months old
Legal liability cover for hired-in plant under the terms of the hire agreement
Cover for plant whilst hired out

Why buy construction insurance from HSB?

Our underwriters and risk engineers have extensive experience in providing construction insurance and are recognised as experts in this field. Drawing on our vast expertise in the construction sector, we are able to provide insurance products to meet the insurable risks of a specific project:

Policy wordings specifically designed with contractors, property developers and construction plant owners in mind
Extensive underwriting expertise of construction projects
Specialist engineering knowledge of plant and machinery
Cover available across the UK and Ireland
Access to experienced in-house construction loss control risk engineers
An established, responsive E-Trade Team for underwriting referrals, general e-trade support and enquiries
A dedicated, customer-focused in-house claims team with specialist knowledge of the construction industry

Modern buildings — 2025 construction trends: UK & Ireland - Download our industry reports

Explore key trends that are reshaping the future of their respective construction markets

UK-based arm of
HSB Group

The equipment breakdown insurance and inspection market leader since 1866.

Part of
Munich Re

A world leader in risk solutions, consistent risk management, and financial stability.

Rated A++ (Superior) by
A.M. Best Company

Financially strong and stable.

Member of the Institute of
Customer Service

Demonstrating our commitment to continually improving customer service performance and professionalism.

HSB is committed to providing a superior customer experience through our specialist claims service

HSB Claims Team

HSB Construction Insurance in action

Select an example loss:

Theft of trailers and tools

£10,000

Claim

A gardening company fell victim to theft when two of their trailers, and a large number of their tools, were stolen from a locked container.

Accidental damage to a hired-in surveying station

£3,201

Claim

A construction company's hired-in surveying manual total station blew over in the wind, sustaining damage to both the handle and control panel.

Theft of a hired-in digger

£8,000

Claim

A construction company's hired-in digger, secured with a sensor alarm, CCTV and Heras fencing, was stolen by thieves.

Access our product via HSB Fast Track or Acturis

Quote

Bind

Process mid-term adjustments

Obtain renewal terms

Get an online quote within just a few clicks

Instant access to policy documentation

Manage your customers' MTAs online

Supporting documentation immediately accessible

HSB Fast Track: log-in

New HSB Fast Track user? Registration is quick and easy.

Insights

HSB Knowledge Squad Podcast

2025 UK construction trends

HSB's John Nicholls and John Butterworth explore key trends that are reshaping the future of the UK construction market, and how those trends are impacting construction insurance risks.

Listen now

Industry reports

2025 construction trends: UK & Ireland

Explore key trends that are reshaping the future of the UK and Ireland's construction markets, and how those trends are impacting construction insurance risks.

UK report Ireland report

HSB Knowledge Squad Podcast

Construction theft: contractors' small tools and equipment

HSB's John Nicholls, Construction Product Leader, and Jamie Talbot, Underwriting Manager, explore the rising impact of small tools and equipment theft in the construction industry, how they affect construction customers’ bottom line and, what preventative measures and industry best practices they can take or follow to mitigate the risk of theft.

Listen now

We're proud to support:

Agriculture and Construction Equipment (ACE), and The National Construction and Agricultural Theft Team (NCATT); specialist police units targeting equipment theft from agricultural and construction sites.

ACE NCATT