
Contractors' All Risks Insurance/ Contract Works Insurance
Comprehensive cover for any damage that occurs during commercial and residential construction projects; available on a single risk or annual basis.
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Contract works for construction, buildings and civil engineering projects can be complex in nature.
Our response:
Contractors' All Risks Insurance
As a leading specialist provider of engineering and technology insurance, our policy provides comprehensive cover for any damage that occurs during construction projects.
Available on a single risk or annual basis, our policy can be arranged in the name of the contractor, the principal or joint names depending on the project requirement.
Our policy provides cover for:
- materials; from the commencement of loading for despatch to site (including transit and incidental storage)
- contract works insurance cover during the construction period (including automatic continuation of cover for ongoing contracts that increase in contract price; up to 125% of the sum insured)
- maintenance and defective design
- free issue materials where these are included in the declared values
- residential/private dwelling houses and commercial buildings during the construction period, once completed and also pending sale
Why buy Contractors' All Risks Insurance/
Contract Works Insurance from HSB?
Our underwriters and risk engineers have extensive experience in providing construction insurance and are recognised as experts in this field. Drawing on our vast expertise in the construction sector, we are able to provide insurance products to meet the insurable risks of a specific construction project.
- Policy wordings specifically designed with contractors/sub-contractors, property builders and developers, and construction plant owners in mind
- Extensive underwriting expertise
- Specialist engineering knowledge of plant and machinery
- Cover available across the UK and Ireland
- Access to experienced in-house construction loss control risk engineers
- Access to claims handlers and loss adjusters with specialist knowledge of the construction industry
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HSB is committed to providing a superior customer experience through our specialist claims service