Contractors' All Risks Insurance/ Contract Works Insurance
Comprehensive cover for any damage that occurs during commercial and residential construction projects; available on a single risk or annual basis.
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Contract works for construction, buildings and civil engineering projects can be complex in nature.
Our response:
Contractors' All Risks Insurance
As a leading specialist provider of engineering and technology insurance, our policy provides comprehensive cover for any damage that occurs during construction projects.
Available on a single risk or annual basis, our policy can be arranged in the name of the contractor, the principal or joint names depending on the project requirement.
Our policy provides cover for:
- materials; from the commencement of loading for despatch to site (including transit and incidental storage)
- contract works insurance cover during the construction period (including automatic continuation of cover for ongoing contracts that increase in contract price; up to 125% of the sum insured)
- maintenance and defective design
- free issue materials where these are included in the declared values
- residential/private dwelling houses and commercial buildings during the construction period, once completed and also pending sale
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Why buy Contractors' All Risks Insurance/
Contract Works Insurance from HSB?
Our underwriters and risk engineers have extensive experience in providing construction insurance and are recognised as experts in this field. Drawing on our vast expertise in the construction sector, we are able to provide insurance products to meet the insurable risks of a specific construction project.
- Policy wordings specifically designed with contractors/sub-contractors, property builders and developers, and construction plant owners in mind
- Extensive underwriting expertise
- Specialist engineering knowledge of plant and machinery
- Cover available across the UK and Ireland
- Access to experienced in-house construction loss control risk engineers
- Access to claims handlers and loss adjusters with specialist knowledge of the construction industry
UK-based arm of
HSB Group
HSB Group
The equipment breakdown insurance and inspection market leader since 1866.
Part of
Munich Re
Munich Re
A world leader in risk solutions, consistent risk management, and financial stability.
Rated A++ (Superior) by
A.M. Best Company
A.M. Best Company
Financially strong and stable.
Member of the Institute of
Customer Service
Customer Service
Demonstrating our commitment to continually improving customer service performance and professionalism.
Trading options
Non e-trade
Supported by our customer-centric team of underwriting and business development professionals.
E-trade
Access our e-trade products via our online solutions: HSB Fast Track or Acturis; fully supported by our E-Trade Team.
Delegated authority/reinsurance
We can provide our partners with capacity, as well as innovative, all-encompassing embedded solutions. If you’re looking to provide specialist cover as part of your commercial proposition:
HSB is committed to providing a superior customer experience through our specialist claims service
HSB Claims Team
HSB Construction Insurance in action
Accidental damage to an excavator
£64,000
Claim
Theft of a dumper truck
£10,001
Claim
Bulldozer damaged by fire
£64,142
Claim
Insights
