HSB Project Construction Insurance
Brokers and Agents
E-Trade Product: Access via HSB Fast Track or Acturis
properties.trackTitle
properties.trackSubtitle
Focused on minimising the disruption to commercial and residential construction projects, as a leading specialist provider of engineering and technology insurance we can provide comprehensive, annually-renewable cover for construction, buildings and civil engineering contract works.
Optionally, we can also provide cover for owned and hired-in contractors’ plant as well as employees' tools and personal effects.
Key features
- Materials from the commencement of loading for despatch to site (including transit and incidental storage)
- Contract works during the construction period (including automatic continuation of cover for ongoing contracts that increase in contract price, up to 125% of the sum insured)
- Maintenance and defective design
- Free issue materials where these are included in the declared values
What is our contractors' all risks insurance/contract works insurance underwriting appetite?
In appetite
- Building fit out in isolation
- Buildings - extension to an existing building
- Buildings - concrete/steel framed
- Buildings - factories and warehouses (ex composite panels) - Residential | commercial | retail | educational
- Buildings – modular or modern methods of construction (non-combustible materials)
- Cladding - non timber
- Electrical contractors/other wiring installation contractors
- Finish carpentry contractors
- Flooring contractors
- Glass and glazing contractors
- Groundworkers
- Insulating contractors
- Painting and wall covering contractors
- Plastering
- Private dwelling houses (except timber frame)
- Private dwelling houses (timber frame)
- Road surfacing
- Shop-fitting contractors
- Tile and terrazzo contractors
- Roofing contractors
- Silo bunkers/hoppers1
- Structural steelwork
- Water treatment/sewage works
Territorial limits
UK, Republic of Ireland, Isle of Man, and the Channel Islands.
1. Low contract valueFringe appetite
- Buildings: Factories and warehouses (composite panels included)
- Buildings: Large timber frame
- Buildings: Modular or modern methods of construction (combustible materials)
- Canal construction
- Cladding: Timber
- Land reclamation
- Masts chimneys or towers (erection of)
- Pipelines on land: Sewage/water (excluding yield testing)
- Pipelines on land: Cross country (excluding yield testing)
- Piling, underpinning, or foundations
- Silo bunkers/hoppers (concrete)
- Silo bunkers/hoppers (steel)
- Tanks, silos, storage vessels, etc: Concrete or steel other than welded plate
- Tunnels (open cut)
- Turbines (inc. Turbo generator sets) installation
- Weirs, intake structures, outfalls construction
Territorial limits
UK, Republic of Ireland, Isle of Man, and the Channel Islands.
Outside appetite
- Airport runways/aprons, excluding tunnels, bridges, land reclamation, and work adjacent to water
- Bridges
- Coastal and offshore works
- Dams/reservoirs (all types)
- Flood control barrier construction
- Pipelines underwater
- Power station construction
- Railways construction under
- Road construction excluding tunnels and bridges
- Tanks, silos, storage vessels etc: Welded plate
- Tunnels: Bored (underwater)
- Tunnels: Immersed tube
- Tunnels and shafts: Bored (dry)
Can HSB provide construction insurance outside of the UK or Republic of Ireland?
Why consider construction insurance from HSB?
Our underwriters and risk engineers have extensive experience in providing construction insurance and are recognised as experts in this field. Drawing on our vast expertise in the construction sector, we are able to provide insurance products to meet the insurable risks of a specific project:
- Policy wordings specifically designed with contractors, property developers and construction plant owners in mind
- Extensive underwriting expertise of construction projects
- Specialist engineering knowledge of plant and machinery
- Cover available across the UK and Ireland
- Access to experienced in-house construction loss control risk engineers
- An established, responsive E-Trade Team for underwriting referrals, general e-trade support and enquiries
- A dedicated, customer-focused in-house claims team with specialist knowledge of the construction industry
UK-based arm of
HSB Group
The equipment breakdown insurance and inspection market leader since 1866.
Part of
Munich Re
A world leader in risk solutions, consistent risk management, and financial stability.
Rated A++ (Superior) by
A.M. Best Company
Financially strong and stable.
Member of the Institute of
Customer Service
Demonstrating our commitment to continually improving customer service performance and professionalism.
HSB is committed to providing a superior customer experience through our specialist claims service
HSB Construction Insurance in action
Damage caused to a crane and contract works
£8,629
Claim
Access our product via HSB Fast Track or Acturis
Quote
Bind
Process mid-term adjustments
Obtain renewal terms
Get an online quote within just a few clicks
Instant access to policy documentation
Manage your customers' MTAs online
Supporting documentation immediately accessible
HSB Fast Track: log-in
Not a HSB Fast Track user? Registration is quick and easy.
Product documentation
Insights
