
HSB Total Cyber™
Comprehensive cyber insurance
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HSB Total Cyber, available through MGAs, is designed to provide protection from a wide range of cyber risks, tailor-made for small to mid-sized enterprises.

Anyone is at risk
Cyber criminals can seemingly break into any computer system in any organization, from major corporations to credit bureau companies. If large, sophisticated organizations with robust cyber defenses can be penetrated, what chance do small and mid-sized businesses have?
Available packages
Fraud Protect
- Identity recovery
- Misdirected payment fraud
Breach Protect
- Identity Recovery
- Data compromise response expenses
- Data compromise liability
- Misdirected payment fraud
Complete Protect
- Identity Recovery
- Computer attack
- Cyber extortion
- Data compromise response expenses
- Data compromise liability
- Network security liability
- Electronic media liability
- Misdirected payment fraud
The cost of cyber risk events is significant. Of the small to mid-sized businesses that were attacked, 58 percent said it cost them less than $100,000, and 41 percent stated it was at least $100,000.