ALLFINANZ NOVA
Starter Rulebook Licensing Terms

1.1 The Supplier grants to Customer a non-exclusive, non-transferable, revocable for material breach perpetual licence in respect of the Starter Rulebook to:

a) Use the Starter Rulebook in connection with the Hosted Services only;

b) use the Starter Rulebook to underwrite applications for LIFE AND/OR HEALTH INSURANCE products manufactured and sold by the Customer to residents of the Territory;

c) make up to two (2) copies of the Starter Rulebook for back-up purposes only in support of the use.

1.2 The Customer shall have the right to modify and enhance the Starter Rulebook without the assistance, input or consent of the Supplier to create Customer Modified Rulebook. The Supplier accepts no responsibility for Customer Modified Rulebook and the performance of and/or the accuracy thereof.

1.3 The Customer shall not remove the copyright notice or any other proprietary notice from the Starter Rulebook.

1.4 The Customer shall have no right to sub-licence or assign the Starter Rulebook or the Customer Modified Rulebook.

1.5 The Customer shall not provide any third party with access to or use of the Starter Rulebook.  

2.1 The Customer acknowledges that all Intellectual Property Rights in the Starter Rulebook and any development, modification or enhancement made by the Supplier to the Start Rulebook belong and shall belong to the Supplier or the Supplier’s licensors, as the case may be, and the Customer shall have no rights in or to the Starter Rulebook other than the right to use and modify and enhance the Starter Rulebook in accordance with the terms of this schedule.

2.2 The Customer shall own the Intellectual Property Rights in the modifications or enhancements made by the Customer to the Starter Rulebook provided however that the Customer acknowledges that the Intellectual Property Rights in the electronic formatting of such modifications or enhancements generated by the Hosted Services belong to the Supplier and that the Customer cannot use the electronic formatting for purposes other than those set out in clause 1 without the prior written consent of the Supplier.

3.1 The Supplier warrants that it has the right to license the Starter Rulebook to the Customer on the terms of this schedule.

3.2 The Supplier does not warrant that the Starter Rulebook  will meet the Customer’s requirements, that the operation of the Starter Rulebook will be uninterrupted or error-free, that defects in the Starter Rulebook  will be corrected or that the functions of the Starter Rulebook will operate in the combinations which the Customer selects for use

3.3 The Customer acknowledges and agrees that the Starter Rulebook are provided by the Supplier on an “as is” and “as available” basis and may not be accurate, error free, complete, up-to-date or meet the Customer’s particular requirements from time to time.

3.4 All other representations, conditions, warranties or other terms which might have effect between the Parties or be implied or incorporated into this Agreement in relation to the Starter Rulebook, whether by statute, common law or otherwise (including, without limitation, the implied conditions, warranties or other terms as to satisfactory quality or fitness for purpose) are hereby excluded to the greatest extent permitted by law.

4.1 The Customer shall permit the Supplier or its duly authorised agent to inspect and have access to any premises, and to the computer equipment located there, at or on which copies of the Starter Rulebook are being kept or used, and any records kept pursuant to this Agreement, for the purposes of ensuring that the Customer is complying with the terms of this schedule, provided that the Supplier provides reasonable advance notice to the Customer of such inspections, which shall take place at reasonable times. 

5.1 The Supplier may terminate the licence granted in clause 1 of this schedule if the Customer is in material breach of any of the terms of this schedule and either that breach: (a) is incapable of remedy, in which case the right of termination is immediate upon serving notice in writing; or (b) is capable of remedy and the Customer fails to remedy that breach within 30 days after receiving written notice requiring it to remedy that breach, in which case the right of termination is immediate upon the expiry of that 30-day period.