Home Systems Protection

Filling property policy coverage gaps

Today's homes are filled with equipment that homeowners depend on for basic comfort and services.

Heat, electricity, air conditioning and hot water are just a few of the daily necessities supplied by mechanical equipment that's become more complex, costly, and prone to break down. And the risk to higher end homes is even greater.

Simple misuse, faulty installation or poor maintenance can cause a breakdown that's surprisingly costly to repair or replace and isn't covered by warranties or service contracts.

Homeowner policies provide a broad spectrum of insurance, yet most do not cover mechanical, electrical or heating equipment breakdown. Now yours can.

Why do I need Home Systems Protection and Service Line Coverage?

A new and simple solution

Now, you can enhance your homeowners product with a new coverage underwritten for broad access and affordability.

Home Systems Protection can be added easily as a value-added feature to your homeowners policy.

Examples of equipment covered

Central air conditioning

Ventilation systems and fans

Boilers and water heaters

Furnaces, heat pumps, heaters, solar heaters

Deep well pumps

Back-up generators

Chair lifts and elevators

Electrical power panels

Various types of motors and mechanical devices

Pool equipment

Central vacuum systems

Personal property

Home Systems Protection is available only through our partners of insurers at this time.