Kitchen with high end appliances

Home Systems Protection

Filling property policy coverage gaps

Today's homes are filled with equipment that homeowners depend on for basic comfort and services.

Heat, electricity, air conditioning and hot water are just a few of the daily necessities supplied by mechanical equipment that's become more complex, costly, and prone to break down. And the risk to higher end homes is even greater.

Simple misuse, faulty installation or poor maintenance can cause a breakdown that's surprisingly costly to repair or replace and isn't covered by warranties or service contracts.

Homeowner policies provide a broad spectrum of insurance, yet most do not cover mechanical, electrical or heating equipment breakdown. Now yours can.

A new and simple solution

Now, you can enhance your homeowners product with a new coverage underwritten for broad access and affordability.

Home Systems Protection can be added easily as a value-added feature to your homeowners policy.

Examples of equipment covered

Central air conditioning
Ventilation systems and fans
Boilers and water heaters
Furnaces, heat pumps, heaters, solar heaters
Deep well pumps
Back-up generators
Chair lifts and elevators
Electrical power panels
Various types of motors and mechanical devices
Pool equipment
Central vacuum systems
Personal property