A hacker with computers and a smartphone in a dark room committing a cyber crime

Identity Recovery

Frequently asked questions

What is Identity Recovery coverage?

Identity Recovery is a comprehensive insurance solution designed to help individuals respond to identity theft. Coverage includes reimbursement for out-of-pocket identity recovery expenses as well as case management to help restore identity and credit records to pre-theft conditions.

Why is Identity Recovery coverage needed?

Hackers will go to extreme measures to steal identities. Victims spend an excessive amount of money and time to recover their identities and commonly aren't sure where to start. Technological advances provided criminals with new techniques to commit identity theft, creating new exposures.

What is identity theft?

Identity theft is the fraudulent usage of an individual’s personal information or other methods of identification. Examples include fraudulently using the personal identity of an individual to establish credit accounts, secure loans, enter into contracts, and commit crimes.

Learn about HSB's Identity Recovery coverage