Cyber coverage for individuals and families
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Cyber coverage for individuals and families

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    Our connected world has made us highly vulnerable

    1Zogby Analytics survey, 2020.
    Personal cyber crime is very real:
    • More than 31% of individuals have had their personal information lost or stolen
    • 17% were victims of online crime
    • 37% have experienced a virus, hacking incident, or other cyberattack1


    This is no surprise when you consider that people are increasingly running their lives from their laptops and smartphones. They’re frequently shopping online and checking emails, finances, and social media. They also rely on connected home security cameras and smart appliances. Criminals have taken note and are hacking into these devices and systems in record numbers, bombarding us with phone calls that can lead to cyber crime, disrupting lives, stealing identities, and causing financial chaos and loss.

    MyCyberProtection™ is here

    Fortunately, HSB offers affordable products and services to help both individuals and families navigate today’s cyber landscape with confidence and security. We provide financial protection and assistance in the event of an incident. All attacks can’t be prevented as cybercriminals move rapidly, but rest assured we have the cyber experience to help policyholders recover quickly should they become a victim of cybercrime.

    MyCyberProtection™ provides individuals and families with access to optimized packages of affordable and innovative cyber coverages and services, with flexible limit and deductible options, designed to protect them from continuously evolving cyber perils.

    Available Coverages

    Pays for a wide variety of losses resulting from identity theft, phishing schemes, illegal bank and credit card transfers, cryptocurrency theft, forgery, counterfeit currency, and other deceptions
    Removes malware and restores software on computers, tablets, Wi-Fi routers, or other internet access points
    Restores devices connected to the internet, including smartphones, thermostats, smart appliances, and security and monitoring systems
    Provides professional assistance on how to respond to a ransomware attack and payment of approved ransom payments
    Includes costs associated with forensic IT and legal reviews as well as notification and recovery services when private non-business data entrusted to an individual is lost, stolen, or published
    Combines identity theft expense reimbursement coverage with full-service ID theft restoration services to save time for customers who experience identity theft
    Provides coverage for home title recovery expenses resulting from an identity theft, including lawyer and court filing fees for the recovery of the title
    Pays for the costs of recovering from a cyberbullying attack, from psychiatric counseling services and legal expenses to temporary relocation expenses, social media monitoring software, and more

    Optional Home Business Enhancement Endorsement

    Optional Home Business Enhancement Endorsement
    © (C)JGI/Tom Grill/Blend Images LLC ((C)JGI/Tom Grill/Blend Images LLC (Photographer) - [None]

    Where available, extends coverage for Cyber Attack, Cyber Extortion, Online Fraud, and Data Breach to a home business earning less than $100,000 in gross annual revenue that is legally owned by the insured and has no employees other than relatives living at the residence address. 

    Some home businesses are not eligible for this coverage. Ineligible businesses include those that involve or provide any of the following, or related, services: cryptocurrency mining; medical billing; medical practice; debt collection; escrow or title agent activity; production or supply of arms or ammunition; home sharing or home rental; or social media influencer marketing.

    Interested in learning more?