Webinars @ Munich Re

Climate - Natural Disasters 2025: A deep dive into some of the year’s most relevant loss events

^{Storms, floods, earthquakes, wildfires, droughts – natural disasters strike again and again all over the world, claiming countless lives and causing major economic and insured losses.}  

^{This seminar focuses on some of 2025’s most significant natural disasters from an insurance perspective: how this year’s events fit into the longer-term trend, including the role climate change plays in this, what devastating humanitarian consequences major natural catastrophes entailed, and what other notable features stood out in 2025.}

Capital Solutions 
Parametric insurance

^{Natural catastrophes such as hurricanes or earthquakes can cause losses to property that are in some cases not or only partially covered by traditional property insurance policies. At the same time, in our increasingly digitalised world, more digital information, including that from new sensor technologies, is becoming available with regard to geo hazards. As a result, Parametric Insurance is increasingly being used to protect against risks otherwise considered to be uninsurable.}

Casualty - Insuring liability
for AI 

^{AI is here to stay: What does this mean for liability scenarios and liability insurers?  Many liability LoBs cover AI-related risks, seldom explicitly, more often tacitly. This ranges from the obvious (motor, product liability, D&O) to the less apparent (e.g. PI, EPLI, GL). Both the available technology and the legal framework are evolving rapidly. At this stage, even a very preliminary forecast of potential loss scenarios is challenging and existing litigation is still very random. The seminar will outline some ideas of what might be in store for liability insurers.}

Casualty - AI risks and Munich Re’s AI insurance solutions

^{As AI becomes increasingly used by businesses in critical decision-making processes, there is a heightened risk that a mistake by an AI model could cause harm, either to the company’s operations or to third parties who might be affected by these erroneous AI decisions.}

^{Even the best-trained AI models will make mistakes, due to the probabilistic nature of their predictions. And any error that an AI commits is systematic in nature, meaning it will continue to make these mistakes until they are identified and corrected. However, the question as to how existing insurance policies protect insureds if AI goes wrong remains unanswered. Today, selected players in the insurance market have started to discuss or even launch exclusions in policies for AI-related losses. Conversely, affirmative coverage for AI risks is still sparse, but does exist. The Insure AI team at Munich Re has been insuring the performance risks of AI models since 2018.}

Economy & Sustainability -Global economic outlook for 2026 – the state of the global economy after the US tariff shock

^{Geopolitical risks, international trade tension and elevated policy uncertainty – what impact will they have on the world economy? To what extent will underlying global trends like geoeconomic fragmentation, demographic change, climate change and major technological advances impact the global economic outlook? This seminar will focus on these developments and provide an outlook for economic growth, inflation and interest rates in 2026 and beyond.}

Casualty - Public nuisance liability: Past, present & future

^{A deep dive into public nuisance claims starting with the historical context and how this legal theory has developed over time into an extensive effort by state and local governments in the US to use “public nuisance” tort liability theories to shift the burden of paying for broad societal harms from taxpayers to large corporations and industries. We will also discuss what implications it could have for large corporates should these legal theories be accepted by the courts as a viable legal basis for determining liability and what issues exist regarding liability and coverage for these claims.}

Cyber - Munich Re Global Cyber Risk and Insurance Study 2026

^{The cyber study was conducted for the fourth time together with one of the world’s largest statistic portals, Statista. It targets more than 8,000 respondents in 16 countries. The results are representative both globally and for the selected countries. The survey covers the most important industries such as banking/finance and healthcare. The breakdown into C-level and employees makes the results representative of the commercial and private sectors.}

NatCat&Climate - Understanding Non-peak NatCat Perils 

^{Adapting to a Shifting Risk Landscape Due to Climate Change: This seminar explores the evolving nature of non-peak natural catastrophe perils – such as severe convective storms (SCS), floods, and wildfires – and the growing importance of understanding these risks in the context of climate change and exposure growth. Participants will be introduced to the latest scientific findings, observed loss trends, and learn how Munich Re is incorporating these changes into its modelling approach.}

Casualty - The “forever chemicals” PFAS – Claims perspective

^{Are they here to stay?} 
Claims involving per- and polyfluoroalkyl substances (PFAS) are rapidly expanding throughout the US and Europe. From long-tail environmental exposures to false advertising claims, the universe of PFAS-related litigation presents an array of challenges for insurers and reinsurers. In recent years, underwriters have sought to remove PFAS liability from coverage through PFAS-specific exclusions, but legacy policies remain unclear as to with whether PFAS-related claims are covered in a rapidly changing regulatory landscape.

Property&Engineering - Contingent Business Interruption (CBI) - supply chain resilience

^{Supply chains for manufacturing companies in various industries are facing continuously growing and newly emerging challenges. Numerous factors have a weakening impact on the resilience of supply chains, which causes a higher frequency of disruptions and more complexity in claim scenarios under CBI. The seminar will take a closer look at some of the supply chain challenges and their impact on CBI coverage, including ways to overcome them.}

Engineering - Renewable energies - Implications for insurance

^{In line with the goals of the Paris Agreement, the energy system is undergoing a fundamental transition that is set to accelerate over the years to come:}

• ^{New power production capacity will mainly come from on- and offshore wind power and from solar PV.}
• ^{Battery energy storage systems (BESSs) will be added at a larger scale to balance power production with power demand over time.}
• ^{Decarbonisation of sectors that cannot be electrified will require large amounts of green fuel to be produced (e.g. hydrogen, e-fuels, green ammonia).}

^{All the above developments come with new risks: renewable power assets, for example, are especially vulnerable to extreme weather events; BESSs and newly developed hydrogen-fuelled applications have high fire risks. Furthermore, rapid technological evolution entails a number of risks that cannot be deduced from historical data.}  This poses new challenges for the insurance industry and requires a thorough risk assessment during underwriting. The seminar outlines the implications for insurance and provides loss examples and recommendations for underwriters when assessing technologies needed for the energy transition.

Property - Earthquake Catastrophe Modelling

^{Earthquake property catastrophe modelling, introduced in the early 1980s, has received considerable impetus in the past few decades thanks to growing computational resources and has since become the leading methodology for quantifying and controlling the risk arising from earthquake hazards for various client portfolios.}

Casualty - Electric vehicles – Charging ahead

^{Stay informed and ahead of the curve with expert insights into the rapid evolution of EVs’ impact on the mobility and automotive insurance sector, as we continue to explore the EV landscape, including market trends, shifts in premiums, coverage options and claims developments.}