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Munich Re Specialty Insurance
healthcare liability insurance safety and risk management for Allied Healthcare, senior living, and hospitals
© Thomas M. Barwick INC

Healthcare Liability

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    Tailored coverage for today’s growing healthcare risks

    Why choose MRSI for Healthcare coverage and risk management solutions?

    • Financial strength and stability of Munich Re, a 140-year-old industry leader
    • Primary, excess, and umbrella healthcare products are accessed through appointed wholesalers and by appointed retailers for hospital risks
    • Targeted distribution, speed to market, broad and flexible appetite
    • Expert underwriters who are relationship-driven, focused on your business, and committed to fast responses
    • A broad risk appetite across industries; no geographical restrictions
    • Industry-specific experience throughout our Underwriting, Loss Control, and Claims teams
    • Customer-focused service model delivering timely underwriting, policy insurance, and claims services
    • Quick adaptation to volatile market conditions both nationally and locally

    Healthcare Liability coverage details

    • Primary protection can be offered through a variety of limit, deductibles, and self-insured retention options. Primary coverages offered include:
      • Professional Liability
      • General Liability
      • Employee Benefits Liability
      • Employers Liability
      • Hired and Non-Owned Automobile coverage
    • Supplementary coverages to include:
      • Professional Employee Disciplinary Actions coverage
      • Facility Evacuation Expense coverage
      • Business Crisis Management Expense coverage
      • Public Relations Events Expense coverage
      • Patient and Resident Loss of Property coverage
    • Umbrella and excess protection can be offered over a variety of coverages and attachment points. Coverages include, but are not limited to, these liabilities:
      • Professional
      • General
      • Employee Benefits
      • Employers
      • Automobile
      • Helipad
    Cyber Suite Endorsement*: Provides Cyber Liability insurance first-party coverages: Data compromise response, computer attack, cyber extortion, misdirected payment fraud, computer fraud, telecommunications fraud, identity recovery. Third-party coverages include privacy incident, network security, and electronic media liability.
    * Applicable only to select Allied Healthcare classes

    Healthcare Liability target classes

    Allied Healthcare
    Serving a variety of outpatient and inpatient facilities ranging from standalone to national providers. Our broad appetite across 50+ classes includes home healthcare, hospice, imaging centers, dialysis centers, pharmacies, laboratories, rehabilitation centers, surgery centers, medical transport, urgent care centers, schools, staffing agencies, and more.
    Senior living
    Solutions for and across the aging care continuum for senior living facilities. These range from standalone facilities to national providers that include skilled nursing homes, assisted living facilities, independent living centers, and adult day care.
    Hospitals and health systems
    Coverage across the hospital market: academic, community, and specialty hospitals for single state, regional, and national providers.

    Healthcare safety and risk management services

    A clinical doctor pleased with test results of elderly couple sitting next to her
    © Tom Werner / Getty Images

    Our Loss Control team of healthcare safety and risk management experts offers proven tools and tactics to support and enhance your organization’s safety and risk management strategy:

    • On-site risk assessments tailored to meet the needs of your organization
    • Customized healthcare safety and risk management educational presentations
    • Research and analysis on healthcare subject topics, including case law, regulatory matters, trends, and more
    • Healthcare and Risk Management Webinar Series—real-time webinars on current practical topics with leading industry experts
    • Access to our complementary virtual library of healthcare risk management educational materials (free registration needed to access)
    • Healthcare Safety and Risk Management Grant Program for select insureds can provide reimbursement for products and services you purchase that support healthcare safety and risk management initiatives. Ask an underwriter for details.
    * This link is provided as a convenience and for informational purposes only. Munich Re bears no responsibility for the accuracy, legality, or content of the external site or for that of subsequent links. Contact the external site for answers to questions regarding its content.
    Contact us
    Tyler Coleman
    Tyler Coleman
    Head of E&S Healthcare
    Vincent Baldo
    Vincent Baldo
    Underwriting Manager, Senior Living Facilities
    Brad Patterson
    Brad Patterson
    Underwriting Manager, Allied Healthcare Facilities

    About Munich Re Specialty Insurance

    Munich Re Specialty Insurance (MRSI) is a description for the insurance business operations of affiliated companies in the Munich Re Group that share a common directive to offer and deliver specialty property and casualty insurance products and services in North America.

    For more information on MRSI, including licensing, regulatory-required, and other information on the operating companies, please click here.