Quality Impact Insurance – The Roanoke Q-Policy
Insuring the Invisible
The Roanoke Q-Policy is a revolutionary insurance covering the quality impact on shipped wines.
What is this type of insurance?
Hidden claims that would not have been discovered until long after transport has ended can now be identified in real time.
Too much exposure to inadequate temperature can lead to a change in taste and aroma. This may have impact not only on the wine quality but – as a consequence – also on your reputation and brand. In addition to the traditional all risk cargo insurance a quality impact policy provides comprehensive coverage for value reduction of your wines based on predefined loss parameters.
The loss parameters are measured by sensors moving with the cargo. They have been defined by extensive testing of multiple wine types by the Wine Institute of the University of Geisenheim located in the German wine region.
What is the benefit?
We insure the quality of wine. This means that the wine tastes the way it is supposed to.
We do this by means of a data and sensor based insurance solution that will identify the gap in the supply chain for non-visible damages. This is how we are different from traditional covers.
Insuring quality of products.
Simple product understanding
of 40% of the full sum insured
of 80% of the full sum insured
When and how do you pay?
When does the cover start and end?
How do I cancel the contract?
Find out more!
Interested in a webinar?
Munich Re is one of the world’s leading providers of reinsurance, primary insurance and insurance-related risk solutions. The corporate group consists of the reinsurance and ERGO business segments, together with the capital investment company, MEAG. The Group operates in all lines of insurance. Ever since it was founded in 1880, Munich Re has been known for its unrivalled risk-related expertise and its particularly sound financial position. It also offers its clients financial protection when faced with extraordinarily high levels of damage – from the 1906 earthquake in San Francisco right through to the series of Atlantic hurricanes that occurred in 2017. Munich Re possesses outstanding innovative strength, which enables it to also provide cover for extraordinary risks such as rocket launches, renewable energies, cyber attacks or pandemics. The company is playing a key role in driving forward the digital transformation within its industry and in doing so is increasing its ability to assess risks and expanding upon the range of services that it offers. Its tailor-made solutions and close proximity to its clients make Munich Re one of the world’s most sought-after risk partners for the economy, institutions and private individuals.
Experienced. Knowledgeable. Responsive. Innovative. Competitive. These are the hallmarks of Roanoke Trade’s stellar reputation in serving the insurance needs of transportation and logistics providers. Roanoke is a leading provider of cargo and transportation-related liability insurance, transportation-related business insurance, and transportation-related bonds and Carnets for the industry. Its responsive leadership continues to provide the pathway to successful, continued growth for Roanoke.