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Mental Health Calculator

The smart solution to assess mental health conditions

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    Increase in diagnosed mental illnesses

    With a globally recognised increase in the prevalence of mental health disorders, Munich Re has identified the need to review its underwriting guidelines to increase the boundaries of insurability.

    There have been significant increases in both the number of applicants disclosing a history of mental health conditions, and the number of claims being submitted. This can also be explained by a growing number of newly recognised mental health conditions, along with societal destigmatisation, leading to greater awareness and acceptance amongst the public. As more people suffering from mental health disorders share and treat their symptoms, along with heightened awareness regarding potential risk factors, doctors are now diagnosing mental illnesses more frequently.

    Alban Senn
    Mental health is a key topic for our industry as society changes the way it deals with it. With our holistic solution – the Mental Health Calculator – we enable our clients to assess underwriting cases risk adequate and fair, today and in the future.
    Dr. Alban Senn
    Chief Medical Officer, Head of Research & Development
    As a leading reinsurer, we challenged ourselves on: How can we address the increasing frequency and complexity, whilst being able to maintain fair and risk-adequate underwriting guidelines? To answer these questions, experts at Munich Re have developed a holistic solution: the Mental Health Calculator. Watch the video to know more:

    Would you like to learn more? Then, download our MIRA Risk Review Paper and the User Guide which highlight the key features of the new holistic Mental Health Calculator and its benefits to extend the boundaries of insurability.

    Alban Senn
    In recognising the increasing complexities of mental health disorders, Munich Re has developed a Mental Health Calculator designed specifically to simplify the underwriting assessment, resulting in quicker, more accurate decisions whilst at the same time as increasing insurability for more people.
    Matthew Bone
    Head of Underwriting and Claims
    UK Life Branch
    Thanks to a differentiated underwriting approach, we have significantly increased consumer insurability whilst maintaining the ability to treat customers fairly and at the same time mitigating the risk to your portfolio. The clear structure of the calculator provides the best conditions for faster and more accurate Underwriting decisions. 
    Alban Senn
    Our new Mental Health Calculator allows us to take a holistic approach to this underwriting challenge, as it accurately takes into account the possible combinations and correlations of mental health disorders.
    Dr. Javier Gracia San Román
    Chief Medical Officer
    Southern Europe and Latin America

    Downloads

    Questions? Contact us.

    Duane Hoffeldt
    Duane Hoffeldt
    Chief Underwriter
    Bryan Jones
    Bryan Jones
    Chief Underwriter
    Matt Paul
    Dr. Matt Paul
    Chief Medical Officer
    Alban Senn
    Dr. Alban Senn
    Chief Medical Officer, Head of Medical Research & Development
    Laura Laprell
    Dr. Laura Laprell
    Medical Consultant
    Simon Werner
    Simon Werner
    Head of Underwriting Life & Health
    Continental Europe (w/o Iberia, Italy, Malta) and Israel
    Javier Gracia San Román
    Dr. Javier Gracia San Román
    Chief Medical Officer
    Southern Europe and Latin America
    Matt Bone
    Matthew Bone
    Head of Underwriting and Claims

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