UK and Ireland
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Energy Efficiency Insurance

Specifically designed for investors in energy conservation measures, energy service companies, and those financing energy saving projects

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    High energy prices and evolving legislation (e.g. the Minimum Energy Efficiency Standards (MEES), introduced by the Energy Efficiency Regulations 2015; part of the UK Energy Act), combined with a desire to reduce CO2 emissions, have seen increasing investment in green energy initiatives.

    With around 40% of all the energy we consume coming from buildings(1), there is a major opportunity to cut both emissions and costs by installing energy saving technologies.

    As property owners and occupiers face significant energy cost and pressure to ensure their buildings' energy efficiency, there is an opportunity to cut both emissions and costs by installing energy saving initiatives; such as LED lighting, thermal window films and more-efficient boilers in commercial properties.

    What is energy efficiency insurance?

    Energy energy insurance is designed to provide cover for buildings' installed energy saving technologies. HSB Energy Efficiency Insurance can provide comprehensive cover for:

    Material damage to installed systems

    Business interruption

    Asset performance

    • Includes equipment breakdown
    • Protecting against loss of revenue in the event of equipment failure
    • Insurance covering a shortfall in energy savings

    Who could benefit from having HSB Energy Efficiency Insurance?

    HSB Energy Efficiency Insurance is specifically designed for investors in energy conservation measures, energy service companies, and those financing energy saving projects. Financing energy saving initiatives often requires the project to be secured against future energy cost savings, and the projects themselves bring with them a need to protect the assets installed, revenues they generate, and the potential savings they produce.

    Why consider energy efficiency insurance from HSB?

    As a leading specialist provider of engineering and technology insurance and inspection services, our underwriters and risk engineers have extensive experience in providing equipment breakdown insurance, and are recognised as experts in this field. Drawing on our vast expertise, we are able to provide cover to meet insurable risks:
     

    • Policy wordings specifically designed for investors, energy service companies and those financing energy saving projects
    • Equipment breakdown cover provided as standard
    • Loss of revenue cover available on all policies
    • Shortfall in energy savings cover available
    • Extensive underwriting expertise in building services technologies
    • Access to our experienced loss control engineers
    • A dedicated, customer-focused in-house claims team
    • Inspection services, to comply with regulatory obligations, are available across the UK and Ireland via our network of technically-skilled Engineer Surveyors

    UK-based arm of
    HSB Group

    The equipment breakdown insurance and inspection market leader since 1866.

    Part of
    Munich Re

    A world leader in risk solutions, consistent risk management, and financial stability.

    Rated A++ (Superior) by
    A.M. Best Company

    Financially strong and stable.

    Member of the Institute of
    Customer Service

    Demonstrating our commitment to continually improving customer service performance and professionalism.

    HSB is committed to providing a superior customer experience through our specialist claims service
    HSB Claims Team

    Product documentation

    Frequently asked questions

    Energy energy insurance is designed to provide cover for buildings' installed energy saving technologies. HSB Energy Efficiency Insurance can provide cover for material damage to installed systems (including equipment breakdown), business interruption (protecting against loss of revenue in the event of equipment failure), and asset performance (insurance covering a shortfall in energy savings).
    Investors in energy conservation measures, energy service companies, and those financing buildings' energy saving projects.
    No - we can provide cover within the UK, Republic of Ireland, Isle of Man, and the Channel Islands.
    As a leading specialist provider of engineering and technology insurance and inspection services, our underwriters and risk engineers have extensive experience in providing equipment breakdown insurance, and are recognised as experts in this field.
    (1) DCLG: Recast of the Energy Performance of Buildings Regulations - Nov 2012