
Energy Efficiency Insurance
Specifically designed for investors in energy conservation measures, energy service companies, and those financing energy saving projects
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High energy prices and evolving legislation (e.g. the Minimum Energy Efficiency Standards (MEES), introduced by the Energy Efficiency Regulations 2015; part of the UK Energy Act), combined with a desire to reduce CO2 emissions, have seen increasing investment in green energy initiatives.
With around 40% of all the energy we consume coming from buildings(1), there is a major opportunity to cut both emissions and costs by installing energy saving technologies.
As property owners and occupiers face significant energy cost and pressure to ensure their buildings' energy efficiency, there is an opportunity to cut both emissions and costs by installing energy saving initiatives; such as LED lighting, thermal window films and more-efficient boilers in commercial properties.
What is energy efficiency insurance?
Material damage to installed systems
Business interruption
Asset performance
- Includes equipment breakdown
- Protecting against loss of revenue in the event of equipment failure
- Insurance covering a shortfall in energy savings
Who could benefit from having HSB Energy Efficiency Insurance?
Why consider energy efficiency insurance from HSB?
As a leading specialist provider of engineering and technology insurance and inspection services, our underwriters and risk engineers have extensive experience in providing equipment breakdown insurance, and are recognised as experts in this field. Drawing on our vast expertise, we are able to provide cover to meet insurable risks:
- Policy wordings specifically designed for investors, energy service companies and those financing energy saving projects
- Equipment breakdown cover provided as standard
- Loss of revenue cover available on all policies
- Shortfall in energy savings cover available
- Extensive underwriting expertise in building services technologies
- Access to our experienced loss control engineers
- A dedicated, customer-focused in-house claims team
- Inspection services, to comply with regulatory obligations, are available across the UK and Ireland via our network of technically-skilled Engineer Surveyors
UK-based arm of
HSB Group
The equipment breakdown insurance and inspection market leader since 1866.
Part of
Munich Re
A world leader in risk solutions, consistent risk management, and financial stability.
Rated A++ (Superior) by
A.M. Best Company
Financially strong and stable.
Member of the Institute of
Customer Service
Demonstrating our commitment to continually improving customer service performance and professionalism.
HSB is committed to providing a superior customer experience through our specialist claims service