HSB Home Cyber Insurance
Insurers and Managing General Agents
Providing our trading partners with innovative, comprehensive cyber solutions for your personal lines propositions.
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Cyber threats are becoming more sophisticated and diverse
By using laptops and smartphones to shop and manage our lives online, we are at greater risk of cyber crime; which can also cause financial, emotional, and physical harm.
Furthermore, today’s connected homes where smart devices connect seamlessly pose potentially unseen cyber vulnerabilities. Despite this, many consumers do not have adequate protection in place or understand how to respond if they fall victim to cyber-criminals.
Consumer research shows:
45%
of consumers wouldn’t know how to respond if they were targeted by cyber-criminals.†
24%
of respondents were either personally affected or know someone affected by cybercrime.†
3/4
of those affected by cybercrime were financially or emotionally impacted.†
What is HSB Home Cyber Insurance?
Protection against cyber crime and home systems damage
As a leading specialist provider of engineering and technology insurance, our cyber insurance cover is designed to provide support to individuals if they fall victim to cybercrime.
The policy helps cover the cost of restoring damaged home systems following a cyber event, financial losses from fraudulent activities and personal reputational harm caused by cyber incidents. Cover is provided for home systems, including IoT/Wi-Fi devices and connected home technologies.
Who is the cover for?
Highlights of our cover
HSB’s Cyber Insurance has three sections of cover:
Cyber home systems damage following a cyber systems event
Damage to home systems following a cyber event can lead to data breaches, unauthorised access and potential damage or disruption to devices and home networks. HSB's Cyber Insurance covers the reimbursement of restoring home systems, removing computer viruses and providing expert professional guidance on home systems and viruses.
Cyber crime
Cyber crime can have a significant and immediate financial impact on individuals. HSB's Cyber Insurance covers losses sustained through fraud, telephone hacking and cyber ransom.
Online liability
Cyber crime can compromise an individual’s data privacy and negatively impact their reputation. HSB's Cyber Insurance covers losses associated with online liability data privacy breaches resulting from a cybersecurity event, such as data breaches.
HSB is committed to providing a superior customer experience through our specialist claims service.
Delegated authority/
reinsurance solutions
Specialists in providing reinsurance, and embedded insurance and inspection solutions to our partners
UK-based arm of
HSB Group
The equipment breakdown insurance and inspection market leader since 1866.
Part of
Munich Re
A world leader in risk solutions, consistent risk management, and financial stability.
Rated A++ (Superior) by
A.M. Best Company
Financially strong and stable.
Member of the Institute
of Customer Service
Demonstrating our commitment to continually improving customer service performance and professionalism.