UK and Ireland
Cyber Insurance
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HSB Cyber Insurance

Insurers and Managing General Agents

Focused on providing our trading partners with innovative, comprehensive cyber solutions for your SME customer propositions.

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    Data breaches - the theft, loss or mistaken release of private information - aren’t just a big business problem

    Small and medium businesses with fewer data security resources are particularly vulnerable. Whilst their data losses may not make the headlines, the potential financial cost and reputational impact of a cyber incident can be crippling.

    As all businesses could be at risk from a cyber attack or data breach by hackers, viruses or errant employees, having specific insurance coverage in place to mitigate a cyber event can reduce its impact on a business from a financial, reputational and business interruption perspective.

    50%

    of small UK businesses

    67%

    of medium UK businesses

    identified cyber security breaches or attacks in the last 12 months *

    What is HSB Cyber Insurance?

    Our cyber insurance policy is a computer, data and cyber insurance policy all in one, designed to offer protection from cyber risks which could be damaging to a business and its reputation.

    Who is the cover for?

    Our cyber insurance product is aimed at small and medium-sized businesses.

    Highlights of our cover

    Our policy can provide six sections of cover

    Hardware
    Data corruption and extra costs
    Cyber crime
    Cyber liability
    Data-breach expense
    Cyber event - loss of business income
    • Cover designed specifically for small to medium-sized businesses
    • Cover provides protection for a range of first and third party exposures and offers broad cover at a competitive price
    • Virus, hacking or denial of service attack is not excluded as an act of terrorism
    • Full claims support provided by HSB following an incident
    • Cover will pay for professional support (e.g. IT, legal, forensic and media relations) to help businesses who are the victim of cyber crime with the threat of damage to their computer system by virus, hacking or disclosing of data
    • Clear and easy to understand policy wording
    • Insurer with international experience and expertise in computer and cyber insurance
    HSB is committed to providing a superior customer experience through our specialist claims service.
    HSB Claims Team

    Delegated authority/
    reinsurance solutions

    Specialists in providing reinsurance, and embedded insurance and inspection solutions to our partners

    UK-based arm of
    HSB Group

    The equipment breakdown insurance and inspection market leader since 1866.

    Part of
    Munich Re

    A world leader in risk solutions, consistent risk management, and financial stability.

    Rated A++ (Superior) by
    A.M. Best Company

    Financially strong and stable.

    Member of the Institute
    of Customer Service

    Demonstrating our commitment to continually improving customer service performance and professionalism.

    Insights

    This cyber insurance product is offered through other Insurers and Managing General Agents, designed to be embedded as a cover section within other commercial lines insurance products.

    Contact us

    We can provide our partners with innovative, all-encompassing cyber solutions. If you’re looking to provide specialist cover as part of your commercial lines propositions, contact our team:
    * Cyber Security Breaches Survey 2025 - Department for Digital, Culture, Media & Sport