HSB Identity Recovery Insurance
Insurers and Managing General Agents
Focused on providing our trading partners with innovative, comprehensive cyber solutions for your personal lines propositions.
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Identity theft can have costly and harmful repercussions
Consumer research shows:
1/3
Over a third of consumers are unsure or wouldn’t know how to respond if their identity was stolen.†
40%
of respondents were either personally affected or know someone affected by identity theft.†
31%
of those affected by identity theft were financially impacted (25% of those by over £1,000).†
What is HSB Identity Recovery Insurance?
As a leading specialist provider of engineering and technology insurance, our identity recovery insurance is designed to provide help for individuals to respond to identity theft.
The cover combines identity theft insurance with services that help victims restore their credit history and identity records to pre-theft status. Not limited to out-of-pocket expenses, we can go beyond credit to detect ID fraud that wouldn't show up in credit-related data.
Who is the cover for?
Highlights of our cover
HSB’s Identity Recovery Insurance has two sections of cover:
Case management services
It can be difficult for individuals to reach or work with the correct persons in credit monitoring bureaus, financial institutions, and at creditors, including credit card companies. With HSB’s Identity Recovery insurance, confirmed identity theft claimants are referred to a case manager who can provide professional assistance and guide them through the process to correct their credit history or identity records.
Expense reimbursement
Identity theft can not only be worying for victims but also costly. With HSB’s Identity Recovery Insurance, we cover the reimbursement of reasonable costs and expenses incurred by the insured in the resolution of identity theft.
HSB is committed to providing a superior customer experience through our specialist claims service.
Delegated authority/
reinsurance solutions
Specialists in providing reinsurance, and embedded insurance and inspection solutions to our partners
UK-based arm of
HSB Group
The equipment breakdown insurance and inspection market leader since 1866.
Part of
Munich Re
A world leader in risk solutions, consistent risk management, and financial stability.
Rated A++ (Superior) by
A.M. Best Company
Financially strong and stable.
Member of the Institute
of Customer Service
Demonstrating our commitment to continually improving customer service performance and professionalism.