HSB TotalCyber+™
Keep your clients one step ahead of cyber threats with market-leading cyber coverage for small- to medium-sized businesses
Every day, your clients navigate an ever-shifting technological landscape
With HSB TotalCyber+, you can offer clients broad coverage designed for today’s evolving cyber risks and flexible risk management solutions that help protect them from threats before they occur.
Why choose HSB TotalCyber+
A++ rated by AM Best
Enhanced, admitted coverage that’s easy to buy and to use
Made for businesses with revenue up to $1bn
Limits up to $5m
Flexible risk management services
Experienced, dedicated cyber claims team
Rate, quote, and bind in under three minutes, now with HSB FastTrack
It's easier than ever to start offering coverage with our agent-approved HSB FastTrack platform, with quick access to real-time quotes and sell sheets with exposures and claim scenarios.
Eligible account characteristics for online quoting include:
- Gross revenue of $25m or less
- Cyber Aggregate limit of $3m or less
- Social Engineering Fraud limit of $250k or less
- Annual Term
Otherwise, you can refer the account to an HSB cyber underwriter with the click of a button. Plus, see all of your HSB TotalCyber+ quotes, inforce policies, and upcoming renewals in one place.
Risk management that goes beyond the basics
Go beyond coverage with flexible risk mitigation services built to help combat emerging threats before they happen.
The right coverage, right now
We offer an expansive range of coverages designed to help protect your clients from an array of cyber risks. Here are a few coverage highlights:
First-party coverage
Bricking
Refers to physical devices becoming completely unusable because of a cyberattack, malware, or a malicious change to the device’s software or firmware. The device essentially becomes as useful as a “brick.” Covers the cost of repairing or replacing hardware components of a network that have been rendered inoperable due to malware.
Crisis Management Public Relations
Pays for professional help to protect your company’s reputation after a cyber incident and communicate effectively with customers, employees, regulators, investors, and the media.
Cyber Extortion
Covers expenses related to responding to cyber extortion threats, including ransomware demands, negotiations, forensic services, and certain ransom payments when approved.
System Failure
Pays for financial losses when your computer systems, networks, or cloud services unexpectedly stop working due to a nonmalicious technology failure, not just a cyberattack.
Cyber crime coverage
Pays for financial losses when an employee is tricked into sending money, transferring funds, or disclosing sensitive information because they believed a fraudulent request was legitimate.
Third-party coverage
Network Security and Privacy Liability
Protects your business if a cyber incident leads to claims that you failed to properly secure data, protect privacy, or prevent unauthorized access to systems. Covers insureds’ settlement and defense costs for suits alleging computer security negligence.
Supplemental coverage
Post-Breach Remediation
Pays for expenses incurred after a data breach or cyberattack to help your business recover, support affected individuals, and reduce the impact of the incident.
Refer to the product brochure for a complete list of coverages.
Interested in learning more about how HSB TotalCyber+ can protect your clients?
Complete the form below to inquire about getting access to quote online or an agency appointment. An HSB representative will contact you.
