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Pricing Solutions

Optimise your portfolio performance

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Insurance Consulting is Munich Re’s in-house consulting unit. Focusing on underwriting, pricing,and portfolio management: we provide a comprehensive suite of consulting services along the entire insurance value chain.

Our insurance experts around the globe combine data, technology and in-depth domain knowledge to drive your performance and create real business impact.

Enhance your insurance pricing and underwriting

The digitalization process has caused a deluge of structured and unstructured data.

Let’s use them to enhance your pricing process. Benefit from our expertise: we continuously improve our set of tools, procedures and techniques to stay ahead of the curve.

Benefit from pricing models

Big data volumes, predictive modelling and automated underwriting processes are rapidly changing the insurance industry. We combine established actuarial pricing models with state-of-the-art machine learning (ML) approaches to create value from analytics and develop solutions tailored to your needs.

Get the full picture of our consulting services

Discover our success stories around pricing

Create a leading digital insurance platform

Improve growth on new business

Protect the market share

Bring risk pricing to the next level

Automated machine learning approach for risk pricing

From common sense to real-time navigation

Retail motor insurance

Automated machine learning approach for risk pricing and conversion rate modelling, impact analysis and what-if simulations

Retail motor insurance

Conversion model using automated machine learning and adjusted commercial rate

Retail motor insurance

Risk modelling and machine learning for behavioural pricing including retention and conversion rate modelling

Homeowners insurance

Geospatial analytics and improved risk and technical pricing models

~4%

Net loss ratio reduction

6%

Increase of top line

~5%

Loss ratio reduction

450%

Spread in burning cost for building covers

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Tailored insurance pricing consulting

Our experts provide top-notch consulting for the insurance industry regarding pricing and analytics. All our colleagues have a primary insurance background and in-depth consulting experience. They support you at every stage of our partnership – from initial concept to model development to scenario testing and commercial decisions.

Our big asset is our domain knowledge: we speak your language and understand your challenges. Whether we help you optimize your portfolio performance by improved control of your bottom line or whether we boost your top line growth – we aim for a multi-year impact.

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Learn more about our consultancy on product, pricing, underwriting and analytics

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Thibault Imbert

Principal - Insurance Consulting

Thibault is a Principal with Insurance Consulting Unit based in Singapore. Thibault has more than ten years of professional experience in the insurance industry, working mainly in the European and Asian markets. His core expertise is in Property & Casualty insurance, with a focus on pricing and product development. Thibault regularly contributes to webinars, conferences and papers, sharing insights on technical and/or emerging topics.