Investing in Munich Re
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Why invest in Munich Re
Strong capital position
Good sustainability ratings
Leading global reinsurer
Executing business opportunities
Successful path
Munich Re has a proven track record, even during challenging economic periods. We are committed to generating solid returns based on our robust financial position. We are a reliable partner for our clients, and our shareholders benefit from our success.
Rigorous risk management
A high degree of diversification, balanced investment portfolios and disciplined underwriting are the cornerstones of our risk management.
Business strategy
We focus on creating sustainable value from underwriting risks throughout the insurance value chain, thereby expanding our less cyclical and less volatile business.
Strong capital position
Very good capital position continuously built up over the years. Continuing the long-term track record of attractive capital repatriation while retaining the flexibility to exploit opportunities for profitable growth.
Outlook 2026
| Group | Reinsurance | ERGO |
|---|---|---|
| Insurance revenue (gross) ~ €64bn | Insurance revenue (gross) ~ €40bn | Insurance revenue (gross) ~ €24bn |
| Net result ~ €6.3bn | Net result ~ €5.4bn | Net result ~ €0.9bn |
| Return on investment > 3.5% | Combined ratio P&C ~ 80% | Combined ratio Germany ~ 89% |
| Combined ratio GSI ~ 90% | Combined ratio International ~ 89% | |
| Total technical result Life & Health ~ €1.9bn |
