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Individual Critical Illness Reinsurance

Get end-to-end support from the market leader.

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    Grow with confidence, knowing you have a partner who can navigate evolving critical illness complexities.

    You understand the security critical illness insurance provides your customers in their most difficult moments—and you also know how complicated and everchanging this unique product offering can be. Munich Re, Canada (Life)’s foundational experience in the market gives us the expertise and insight to provide you the comprehensive support needed to grow this line sustainably.

    Comprehensive services and support from leading experts

    From product design to underwriting to training, we offer a full range of expertise to support your critical illness offering.

    Medical underwriting
    Diagnostic and treatment breakthroughs mean that policy definitions of medical conditions require constant monitoring. We have the medical knowledge to help you interpret, understand, and explain the nuances of conditions that are or are not covered.

    Legal and regulatory insights
    We follow developments in Canadian and global courts so we can provide policy review and feedback reflecting the latest trends and decisions related to critical illness insurance.

    Claims risk management
    We provide top-tier, on-demand claim support, tailored training on the latest industry best practices, and expert litigation management. Our global insights and enduring leadership in Critical Illness set us apart.

    Research and development
    We analyse potential impacts on the value chain from changes such as product design including condition definitions, new data, the health care system, and new legislation.

     

    Trusted solutions for sustainable growth

    Meeting each fresh challenge in the critical illness space requires a partner who has the expertise and consultative viewpoint to help your business grow and succeed. We bring unparalleled advice and timely perspective to crafting appropriate critical illness solutions.

    Top market share

    We’re a leading reinsurer in the Canadian market for inforce and new business.

    In from the beginning

    We have been a constant and dynamic reinsurance leader in Canada’s critical illness market since its inception.

    Industry involvement

    We have a pulse on all the latest medical, legal, and research developments that affect this dynamic line.

    Related integrated capabilities

    Our team of clinically trained medical professionals follow the research to keep you informed of important trends and help demystify the nuances of complex coverage questions.
    Our skilled team of claim professionals have backgrounds in medical, financial, and litigation fields and hold executive positions on industry committees. For these reasons they understand the criticality of supporting clients with good decisions and training that assist in delivering on their promises.
    We apply legal and medical underwriting expertise to help you more accurately, efficiently, and sustainably determine risk.
    We draw on our deep industry knowledge to provide meaningful feedback as you pursue entry into new markets and product lines.  

    Related insights

    Contacts

    amitmalhotra
    Amit Malhotra
    Senior Vice President, Individual Risk & Digital Solutions
    Munich Re, Canada (Life)
    Timothy Meagher
    Dr. Tim Meagher
    Vice President & Medical Director
    Munich Re, Canada (Life)
    Maria Semak
    Maria Semak
    Manager & Actuary, Individual Reinsurance Solutions
    Munich Re, Canada (Life)

    Leverage the backing of the critical illness reinsurance leader.

    Whether you are looking to expand your offering or approach this complex and ever-evolving market with renewed confidence, reach out today to learn the benefits of putting Munich Re, Canada (Life)’s market-leading critical illness products and services to work for you.