Reservation of Rights Letters

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Reservation of Rights Letters Disclaimer Letters Non-waiver Agreements 50 State Survey

Reservation of Rights Letters

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In this survey, we identify the law in each of the 50 states regarding the timing and content of reservation of rights letters, disclaimer letters, and non-waiver agreements. It is imperative that claims professionals be aware of the requirements of the states in which they are working with regard to the timing and content of disclaimer letters, reservation of rights letters, and non-waiver agreements.

Failing to issue such letters or agreements in a timely manner that complies with states' requirements can result in the letter or non-waiver agreement being deemed invalid. Thus, knowledge of the timing and content requirements of the state in which a reservation of rights letter, disclaimer letter, or non-waiver agreement is to be issued is critical.

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