First Party Property Claims Guide

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First Party Property Desk Reference

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This publication is to be used as a desk reference to assist property claim professionals as they evaluate exposures and their company’s rights and duties on reported losses.

It provides an overview of common issues that arise in the adjustment process and the manner in which states have interpreted carriers’ obligations arising from those issues, including pertinent response time frames for some of the topics. Although this compendium includes relevant statutes and case citations, it is intended to be used only as a guideline.

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