Technical Engineering Risks

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Corporate Insurance Partner Division – Technical Engineering Risks

Engineering risks are as varied as individual industries and construction projects – there can be no one-size-fits-all insurance product. To respond to complex demands and enable industries to realize their objectives, we develop customized risk-transfer solutions.

Our global approach is based on highly specialized engineering and construction expertise, backed by the financial capacity and underwriting excellence of the respective risk carriers of Munich Re. We are responsive through our regional units to the unique needs of each local market – and deliver targeted products and services to meet those needs. Industry clients rely on us as a strong partner throughout their individual projects or operational life cycles.

Engineered to your needs – our portfolio

Munich Re (Group’s) portfolio reflects the needs of our clients: project operators, contractors and power plant owners seeking proportional and non-proportional insurance covers, typically via a specialist insurance broker. By adapting and combining engineering insurance products, we develop high-performance solutions to the most complex and demanding industry risks.


  • CAR (Contractors’ All Risks): insurance for all types of construction projects, including challenging infrastructure and underground developments such as roadways, bridges, tunnels, airports, seaports, hydropower plants, dams, mines, etc. Depending on the risk and the market, ALOP (principal’s Advance Loss of Profits) products can be integrated.
  • EAR (Erection All Risks): insurance for all types of erection works, including petrochemical and chemical complexes, power plants, production facilities, wind and solar farms, pipelines, etc. Depending on the risk and the market, TPL (Third Party Liability) and ALOP (Principal’s Advance Loss of Profits) products can be integrated.
  • Operational All Risks insurance, including business interruption coverage for power generation plants, co-generation facilities, hydroelectric facilities and wind farms, etc.
  • CECR (Civil Engineering Completed Risks) insurance, including loss of use for bridges, roadways, tunnels, dams, etc.

We rank among the engineering insurance market leaders. On the basis of our excellent know-how and significant capacity, we are in a strong position to offer insurance coverage on a primary basis.

Additional information:
The customized insurance solutions and individual services Corporate Insurance Partner divisions offer in cooperation with other Munich Re experts include:

  • Special enterprise risks: cover for serial losses, cover for penalties, cover for availability and performance
  • Geo risks research: risk assessment services like nat cat studies
  • Risk management services


Contact us to learn more about our custom solutions.

Munich Re (Group)

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This publication is available exclusively to Munich Re clients. Please contact your Client Manager.