Munich American Reassurance Company │ Munich Re

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Munich Re offers new risk assessment tools in its EDGE
Underwriting Manuals

Indianapolis, May 5, 2014 – During the Association of Home Office Underwriters (AHOU) 13th Annual Conference, Munich American Reassurance Company announced key enhancements to its EDGE Life and Disability Income (DI) underwriting manuals. The enhancements to the manuals include a new cerebrovascular and neurological disease section, as well as new sections on osteoarthritis and other impairments.


In conjunction with Stroke Awareness Month, the latest EDGE Life release will focus on stroke, transient ischemic attack (TIA), and carotid disease, along with other forms of cerebrovascular or neurological disease. The release utilizes the most current mortality data related to stroke and TIA, which has been incorporated into a new rating schematic that recognizes the age-related prevalence of these diseases.


“With stroke being the third leading cause of death in the United States, there is a critical need to be able to accurately assess and underwrite this and other neurological diseases”, says Bill Moore, Vice President, Underwriting and Medical at Munich American Reassurance Company. “Stroke is also the leading cause of serious long term disability, with nearly 75 percent of all strokes occurring over the age of 65, which reinforces the significance of these new sections within EDGE.


May is also Disability Insurance Awareness Month, and the EDGE DI manual is also being updated with new sections on osteoarthritis, supplemental hormone therapy, ankylosing spondylitis, atrial fibrillation, accidental needle stick, tuberculosis, and Wolff-Parkinson-White Syndrome (WPW), along with reference articles pertinent to these impairments.


More information about the EDGE underwriting manuals can be found by going to and clicking on Underwriting Manuals.

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For further questions please contact

Media Relations, Munich American Reassurance Company
Bill Skowronnek
Tel.: 770-350-3222

Munich American Reassurance Company, founded in 1959, is one of the largest reinsurers in the U.S. offering life and disability reinsurance to insurance companies throughout the United States. The company also writes group, credit and other reinsurance products. Headquartered in Atlanta, with an office in Chicago, Munich American is licensed, accredited or authorized in all fifty states; Washington, D.C.; Guam; and Puerto Rico.

Munich Re stands for exceptional solution-based expertise, consistent risk management, financial stability and client proximity. This is how Munich Re creates value for clients, shareholders and staff. In the financial year 2012, the Group – which combines primary insurance and reinsurance under one roof – achieved a profit of €3.2bn on premium income of around €52bn. It operates in all lines of insurance, with around 45,000 employees throughout the world. With premium income of around €28bn from reinsurance alone, it is one of the world’s leading reinsurers. Especially when clients require solutions for complex risks, Munich Re is a much sought-after risk carrier. Its primary insurance operations are concentrated mainly in the ERGO Insurance Group, one of the major insurance groups in Germany and Europe. ERGO is represented in over 30 countries worldwide and offers a comprehensive range of insurances, provision products and services. In 2012, ERGO posted premium income of €19bn. In international healthcare business, Munich Re pools its insurance and reinsurance operations, as well as related services, under the Munich Health brand. Munich Re’s global investments amounting to €214bn are managed by MEAG, which also makes its competence available to private and institutional investors outside the Group.

This press release contains forward-looking statements that are based on current assumptions and forecasts of the management of Munich Re. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forward-looking statements or to conform them to future events or developments.


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