Stratifying Mortality Risk: Using Physical Activity As Measured By Wearable Sensors

^{February 2018}

Augmented reality is  reality whether we know it or not.  As the market for smart devices  that track physical activity  grows,  the  more  data accumulates. How can the insurance industry  segment this data for use in  stratifying the mortality risk profile  in the US?    What tools can we build to augment the underwriting process?  

Based  on clinical research  provided by  Vivametrica  this  paper makes several conclusions about the specific metrics that can be used to  identify mortality risk   and applications for  data coming in from wearable technology.      

Sandra Chefitz 2nd Vice President Integrated Analytics

June Quah Assistant Vice President Integrated Analytics

Adnan Haque Predictive Modeler Integrated Analytics