Specialty Benefits and Opportunities in the Foreign Nationals Market

^{February 2020}

Foreign Nationals is a growing market for specialty benefits carriers due to the rapid increase in U.S. assets held by global investors and the growth of the foreign executive base. As carriers look to capture opportunities in the Foreign Nationals market, they seek the support of reinsurers for risk transfer and advisory expertise in navigating the unique risks associated with the market.  

According to recent studies, employers are increasingly seeking ways to attract and retain top performers. In fact, over half of employers who offer non-qualified retirement programs said it was “critical” or “very important” in retaining executive level talent. ¹ In addition, employers are shifting compensation investments to higher performers widening the gaps between highest and lowest performers.¹ Life insurance is now commonly used by companies as part of their specialty benefits programs to attract and retain high-performing talent and to protect companies from the loss of key leaders by providing cash for succession planning and business obligations.