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Natural catastrophes are increasing dramatically, and like other sectors, the insurance industry is confronted with mounting losses. In order to assess these trends and the associated risks properly, it is necessary to investigate the scientific factors underlying such phenomena. We explain the scientific principles of natural hazard research and identify the main aspects.

Geophysical Hazards - Munich Re

The first half of 2010 was marked by three severe earthquakes and a number of volcanic eruptions, again illustrating the huge risks and losses associated with geophysical events.

Meteorological Hazards - Munich Re

Storm events such as tropical cyclones, winter storms, thunderstorms, tornados and hailstorms cause billions in losses annually and are very much a key issue to the insurance industry.

Hydrological Hazards - Munich Re

Water is a perennial insurance industry concern. Floods can occur anywhere and not just in the vicinity of major waterways.

Climatological Hazards - Munich Re

Hot and cold spells, droughts and wildfires impact primarily the agricultural and forestry sectors, but they are increasingly affecting the general public and the inhabitants of some regions are exposed to extreme situations.


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This publication is available exclusively to Munich Re clients. Please contact your Client Manager.