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Natural Hazards

Geophysical Hazards


Earthquakes have the potential to cause widespread destruction and heavy losses.

Volcanic activity

Each year, around 50–65 volcanic eruptions occur worldwide. The eruption of Mount St. Helens in 1980 could have caused a major catastrophe. Just how much risk do volcanic eruptions involve?


This is a phenomenon that causes problems in many countries, and particularly in the UK and French markets, where subsidence is an insured peril. UK insurers, for instance, have paid out more €11bn in subsidence losses since 1971 (2009 figures).

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