Responsible investment

Because our business model as an insurer has a long-term focus, sustainability criteria in investment play a key, strategic role. Since as an insurance company, we must invest our clients’ money sensibly and profitably, we are subject to strict security and return requirements. For our investments, just as with our insurance business, we regard it as essential to consider ESG aspects and to offer responsible products and services.

The Principles for Responsible Investment  (PRI), of which Munich Re was a founding member, provide the fundamental framework for Munich Re’s sustainable investment approach. The PRI aim to improve understanding of the environmental, social and corporate governance implications of investments and to support PRI signatories in integrating these issues into their investment decisions. Munich Re not only reports to PRI, but also engages it in fruitful dialogue to further develop its own ESG strategy in line with the latest developments. To further strengthen Munich Re’s commitment to this cause, the Group’s two asset managers, MEAG and Munich Re Investment Partners, also became PRI signatories in 2021. On the basis of the PRI, we have established a binding Group-wide Responsible Investment Guideline (RIG), which covers all PRI and ESG requirements that concern the Group’s investment management, including binding exclusion criteria for investments.