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Corporate responsibility in investment

Because our business model as an insurer has a long-term focus, sustainability criteria in investment play a key, strategic role. Since as an insurance company, we must invest our clients’ money sensibly and profitably, we are subject to strict security and return requirements. For our investments, just as with our insurance business, we regard it as essential to consider ESG aspects and to offer responsible products and services.

Management of our investments is based on three pillars

1.
Systematic integration of ESG criteria
2.
Investment focus topics (for example renewable energies)
3.
Defined exclusion criteria
The Principles for Responsible Investment (PRI) provide a framework for sustainable action in the field of investment. In order to ensure that we adhere to our sustainable investment approach, we established a binding Group-wide Responsible Investment Guideline (RIG), which covers all requirements regarding PRI and ESG that concern Munich Re (Group) asset management, especially on the subject of exclusion criteria for investments.

Sustainability criteria firmly anchored in the investment process

Our aim is to invest the bulk of our assets sustainably. The target achievement is measured on the basis of internal sustainability reporting (sustainability ratio). Individually defined ESG criteria are incorporated into the selection process for all classes of assets. An overview of the individual investment segments and their focus on sustainability you will find in our Corporate Responsibilty Report.

MEAG´s sustainable investment process

Our investments: Focus on renewable energies

Through our investments, we want to promote the use of future technologies to avoid greenhouse gas emissions.  Therefore MEAG invests, on behalf of Munich Re, in infrastructure projects around the world such as solar power plants and wind farms. Invested capital (equity and debt) in renewable energies was approx. €1.6bn (2017: €1bn) and should be steadily increased over the next few years to €2.8bn. 

In total, Munich Re has invested around 1% of its assets under management (€2.5bn) in renewable energies and green bonds. We continue to rely heavily on regional and segment-specific diversification of these investments in order to spread the technical and political risks within the portfolio. 

Floating solar panels or solar cell platform on the lake
© Tomwang112 / iStock / Getty Images Plus
Floating solar panels on the lake

MEAG`s sustainable investment products

Columbia Square, Washington, LEED gold certificate

MEAG offers its private and institutional clients sustainable investment products such as:
 

  • MEAG Nachhaltigkeit
  • MEAG FairReturn 
  • MEAG EM Rent Nachhaltigkeit
  • MEAG Infrastructure Debt
  •  

Corporate Responsibility Report

In our Corporate Responsibility (CR) Report, we describe the ways in which we embrace corporate responsibility in our day-to-day operations.

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