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N;CHARSET=utf-8:J. Brett Carruthers, ASP, CSP
FN;CHARSET=utf-8:J. Brett Carruthers, ASP, CSP
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TITLE;CHARSET=utf-8:Senior Vice President, Risk Management – Wright Public Entity 
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EMAIL;CHARSET=utf-8:bcarruthers@wrightinsurance.com
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ADR;WORK;PREF;CHARSET=utf-8:;;J. Brett Carruthers, ASP, CSP, is the Senior Vice President, Risk Management for Wright Public Entity. Brett counsels school administrators in methodologies to mitigate risk in education exposures and operations. He is an innovative thought leader and solutionist in school risk management.
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

END:VCARD