BEGIN:VCARD
VERSION:2.1
N;CHARSET=utf-8:Dr. Andreas Armuss
FN;CHARSET=utf-8:Dr. Andreas Armuss
ORG;CHARSET=utf-8:
TITLE;CHARSET=utf-8:Chief Medical Officer
TEL;WORK;VOICE;CHARSET=utf-8:
TEL;CELL;VOICE;CHARSET=utf-8:
TEL;WORK;FAX;CHARSET=utf-8:
EMAIL;CHARSET=utf-8:aarmuss@munichre.com
URL;WORK;CHARSET=utf-8:
ADR;WORK;PREF;CHARSET=utf-8:;;Asia-Pacific, Middle East & Africa
PHOTO;TYPE=JPEG;ENCODING=BASE64:
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

END:VCARD