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Legal Notice

Texts, pictures and graphics and their appearance in the Temple Insurance Company (Temple) website are protected under copyright law and other protective legislation. These materials or any portions thereof may be used solely for personal and non-commercial purposes. Any contents and components of the Temple website stored, reproduced or distributed, provided that permission has been granted to do so, must contain a reference to Temple's copyright. Pictures as well as articles from newspapers and magazines appearing in the Temple website may also in certain instances be subject to the intellectual property rights of third parties.

Information or data contained in this website is not guaranteed to be current, accurate, or complete, and there is no warranty or commitment of any kind to update the information contained herein. The information, data, products, and services described in this website are subject to change without notice. This website is not intended to provide specific individual advice about any topic, including without limitation, insurance. Please consult your own professional advisor about your particular circumstances.

Any products or services described on this website are available only in provinces and territories of Canada, or other jurisdictions, where they may be legally offered. Nothing on this website is an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make an offer or solicitation.

The precise coverage afforded by Temple Insurance Company is subject to the terms and conditions of the policies as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy issued. Evaluations, reports and recommendations are made solely to assist Temple in underwriting and loss control. Evaluation for any hazard or condition does not mean that it is covered under any policy. No warranties or representations of any kind are made to any party. Neither Temple nor its employees or agents shall be liable to any party for the use of any information or statements made or contained in any evaluation, report or recommendation.

"Temple Insurance Company" and the Temple logo are internationally protected registered trademarks. All other company names, logos and product names appearing in the Temple website may be the registered trademarks of their respective owners.

Disclaimer and reservation of right of modification
Temple has used its discretion, best judgment and every reasonable effort in compiling the information and components contained in this website. It may not be held liable, however, for the completeness, correctness, topicality and technical accuracy of any information contained herein. Likewise, Temple may not be held liable for any loss or damage ascribable to computer viruses when users call up or download data from this website. Temple reserves the right, without the need to give prior notice, to modify or supplement information and components in this website.

Links to third-party sites
Clicking on certain hyperlinks on the Temple website allows you to leave the Temple site. The linked site is not under the control or influence of Temple Insurance and the latter is not responsible for the contents and design of or for any changes made to the linked site. Temple therefore shall be liable neither for offsite material contained in linked sites nor for any links contained in a linked site. If text-related, technical or any other types of links to third-party sites are included in the Temple website, Temple may be held liable for the contents of third-party websites only if it knows the contents and is technically and reasonably in a position to prevent its use.

Data Protection
When you access this website, possible identification data (IP address) and other information (date, time, page viewed) are saved on our server for a period of two months for data security purposes. The data will not be used for any other purpose, with the exception of statistics, or passed on to third parties and then only in such a way that ensures anonymity. We do not use cookies. Temple will treat any personal details sent when you access our home page in strictest confidence in accordance with the ruling provisions governing data protection. If you send us an e-mail or complete and submit the online forms on our website, your personal data (i.e. name or e-mail address) will be used only for our correspondence with you in order to send you the requested documents or information or for any other purpose explicitly stipulated on the individual form and shall not be passed on to third parties. Unauthorized persons may gain access to or modify any data you transferring via the Internet.

Laws of Ontario
The laws of the Province of Ontario and the applicable laws of Canada shall govern your use of this web site. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Ontario in any action or proceeding related to your use of this site.

© 2005, 2011

Temple Insurance Company
Munich Re Centre
390 Bay Street - 22nd floor
Toronto, Ontario
M5H 2Y2
Tel: +1 416 364-2851
Fax: +1 416 361-1163

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© Copyright 2017 Temple Insurance Company in Toronto, Ontario, Canada. All rights reserved.


This publication is available exclusively to Munich Re clients. Please contact your Client Manager.