Longevity Reinsurance

Access a flexible and comprehensive solution for biometric risk management in the pension and annuities markets.

Accumulate assets while transferring biometric risk

Our longevity reinsurance solution allows you to pass on longevity risk by converting uncertain future pension or annuity payments into a fixed cash flow stream, locking in mortality assumptions and a fee at inception. With the pension risk transfer market growing alongside elevated interest rates, and with insurers seeking to balance mortality and longevity risks, this capability can complement a variety of risk management strategies. We launched this solution across our North America Life business to meet growing demand for biometric risk relief in pension and annuity products.

Press Release: Longevity reinsurance launch

Global and regional expertise

In addition to our 65+ years of mortality risk assessment expertise here in the US and Canada, we offer a global perspective via Munich Re Group’s significant experience executing longevity transactions in Europe.

Global insight

Global perspective combined with practical knowledge from a deep bench of experts

Capacity and scale

Strong balance sheet and the scale, capacity, and insight to solve complex challenges

Risk assessment

Superior risk assessment and deep mortality expertise