HSB BI&I - Commercial Equipment Breakdown Insurance

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Commercial Lines Insurers

Overview of Coverages

A new industry standard for equipment breakdown coverage

TechAdvantage® reinvents equipment breakdown insurance to cover microelectronics for non-physical damage; off-premises transportable equipment; cloud computing service interruption; data lost in the cloud due to an accident; and public relations.

Equipment Breakdown Rider

The Equipment Breakdown Rider is an endorsement for commercial lines package policies, available to a number of Property and Casualty insurers in Canada. It is an easy way for brokers to include equipment breakdown insurance in the commercial lines packages with these insurers.

Special Risks

Special risks need special attention. Today's industrial world is a complex, ever-changing environment. Our Special Risks Division was created to provide the highest level of service in helping clients in primary industry (Power Generation, Forestry, Chemical, Steel, Cement, etc.). We view our role as not just another insurance company, but as partners in risk management who can be trusted to work with our clients to assist in minimizing risk as well as providing the appropriate level of insurance in any industrial situation.


CyberOne® coverage helps small businesses recover from damage to data and systems caused by a computer attack; and provides defense and liability coverage for third-party lawsuits alleging damage due to an insured’s inadequate system security.

Data Compromise 

Data Compromise coverage helps small to mid-sized businesses respond to a data breach, covering notification costs and professional help.

Identity Recovery

Helps restore identity integrity to pre-theft status and provides professional case management services


Are you a broker? Self-rate, bind and issue commercial equipment breakdown policies in less than 5 minutes.

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