Energy Efficiency Insurance

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Energy Insurance

Renewable Energy Insurance from Hartford Steam Boiler

As increased demand for energy drives our existing infrastructure to be more resilient, robust and diversified, more energy is being generated from distributed renewable and environmentally friendly sources. New and developing technologies are making distributed generation and energy storage more relevant in the energy marketplace than ever before. Hartford Steam Boiler recognizes the importance of providing customized insurance solutions to the expanding and diversifying energy industry.

Owners, developers, facility operators and investors are exposed to a broad spectrum of risks, which include property, equipment breakdown, installation, casualty, marine cargo and special performance risks. Faster technology development cycles, significant capital investments, financing requirements and performance commitments increases the potential exposure.

Energy Risk Solutions from HSB

Responding to this dynamic landscape, HSB has developed a suite of insurance products and services that helps our customers protect and optimize their investments in the following technologies:

  • Solar/photovoltaic installations
  • Biomass or biofuel power plants
  • Hydroelectric plants
  • Geothermal plants
  • Wind turbines
  • Fuel cell installations
  • Anaerobic digester plants
  • Ethanol plants
  • Biodiesel plants
  • Battery storage installations

Our commitment to energy

HSB is committed to supporting the energy industry with a broad spectrum of engineering, technology and insurance solutions which benefits investors, operators and project developers.

Our products reach beyond equipment breakdown coverage, to include engineered lines such as builders’ risk, property, casualty, innovative financial risk products - from project development through operational cover – and in certain circumstances, asset performance.

At a glance

Operational Property; Business Interruption; Equipment Breakdown; Construction All Risk and Delay In Start Up; Marine Cargo; Third Party Liability; Asset Performance.


$250 million.


Primary and Quota Share.

CAT Capacity

CAT Perils include:

  • Earthquake
  • Flood
  • Wind and Hail
  • Named Wind

U.S. Domiciled Paper


Engineering Services

Risk engineering services including property loss control, equipment breakdown loss control, jurisdictional inspections, claims and other engineering services.

Coverage Territory

Worldwide group coordination with HSB Engineering Insurance in Europe, and HSB BI&I in Canada.

Coverages are subject to terms, conditions, exclusions and limitations. Please refer to the actual policy terms for applicable coverages. Not all coverages available in all states.

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© 2019 The Hartford Steam Boiler Inspection and Insurance Company. All rights reserved. This is intended for informational purposes only and does not modify or invalidate any of the provisions, exclusions, terms or conditions of the policy and endorsements. For specific terms and conditions, please refer to the coverage form.


This publication is available exclusively to Munich Re clients. Please contact your Client Manager.