Operational Property

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Operational property

As energy distribution and storage technologies continue to evolve, the distributed and renewable power generation markets change too. Large traditional power generation plants are being supplemented or replaced with smaller distributed power generation installations which present different property exposures. Secured access to power plants is replaced with remote monitoring of a distributed energy installation.

HSB operational property coverage for energy risks is an all risk insurance solution designed to protect against physical damage caused by a wide range of property perils. HSB also offers a full suite of engineering services informed by years of experience working with energy technology manufacturers, installers, contractors, and developers.

Property All Risk coverage includes:

  • Fire
  • Equipment Breakdown
  • CAT (earthquake, flood, named storm, tornado, hail)
  • Business Income
  • Contingent Business Interruption
  • Vandalism and Malicious Mischief
  • Terrorism


Coverages are subject to terms, conditions, exclusions and limitations. Please refer to the actual policy terms for applicable coverages. Not all coverages available in all states.

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© 2019 The Hartford Steam Boiler Inspection and Insurance Company. All rights reserved. This is intended for informational purposes only and does not modify or invalidate any of the provisions, exclusions, terms or conditions of the policy and endorsements. For specific terms and conditions, please refer to the coverage form.

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This publication is available exclusively to Munich Re clients. Please contact your Client Manager.