Casualty
Under the heading "Casualty" we present Munich Re's expertise and service tools
for third-party liability, accident, and motor insurance.
This page includes topics relating to liability law and underwriting, economic and
sociological aspects, and information on various branches of industry, technologies,
and hazardous substances. You can also acquaint yourself with our experts'
current assessments on important focus themes like man-made disasters,
asbestos, and internet risks.
On our webpages you will find the following topics and tools:
Directors' & officers'
Developments in the United States are described here as well as Munich Re's underwriting approach and
information on its convergence with general public liability covers.
Employers' liability
Various workers' compensation models are analysed in depth on the basis of an international comparison,
which is supplemented with detailed information on dealing with occupational diseases.
Environmental impairment risks
How are environmental impairment risks identified and assessed? We provide you with detailed information
on the subjects of installation liability, soil remediation, genetic engineering, hazardous substances, petrol
stations, wood processing facilities, and agriculture. You can also test our rating tool NATURE, an underwriting
tool for recording and assessing environmental liability risks.
Healthcare
In this section you will find contributions from experts on risk management in hospitals, notes on policy structure, and risk questionnaires.
Motor
Here we compare the various covers used in Europe, analyse trends, and publish valuable information on
claims statistics and premium development. Under the heading "Motor" you will also find articles published
in our magazine K Forum.
Personal accident insurance
We give detailed information on the insurability of diseases, types of product, accumulation risks, and occupation groups. You will also find a checklist on the subject of fraud, several specimen questionnaires, advice
on marketing and sales, and a guide to pricing.
Product recall
We offer you coverage concepts, a standard recall plan, international market studies, notes on the design
of terms and conditions, questionnaires for product protection and balance sheet protection covers, and
in-depth analyses and commentaries.
Profitability analysis tool
Our calculation program ANJAPRO makes a statistical examination of loss reserves and analyses liability
insurance portfolios. ANJAPRO is available for download.
Pure financial losses
Here you will find tips on risk analysis.
Workers' compensation
Here you will find valuable information on the reform of statutory accident insurance, premium calculation,
and concepts for safety at the workplace.
We are broadening our range of offerings all the time and thus amassing a wealth of valuable information
that will help you in your day-to-day work — whether together with Munich Re or directly with your policyholders.