Lines of business

Automated underwriting
Capital management
Product development
Retakaful
Risk management
Solvency II

Automated underwriting

The ideal combination for sustained business growth is new products, target groups and sales channels coupled with increased efficiency. The best way to achieve this combination swiftly and directly is with automated underwriting. Because individually tailored automation solutions open up access to bancassurance and online sales, while at the same time enhancing the role of your field sales staff and reducing costly and time-consuming paper-based application processing by your underwriters. The result: free capacity for additional growth. » more

The Munich Re toolbox offers you all the software solutions you need from a single source, as well as the know-how and experience required for a successful project:

• Munich Re Rule Set – tailored to your needs » more
• Allfinanz Interview Server – the leading dialogue software for automated underwriting » more
• Allfinanz Decision Server – the compact version for automation of back-office functions only » more
• Allfinanz Business Analytics – ensures real-time access to all important new business data and analyses » more

Capital management

AIn view of keen competition and current rating and solvency requirements, active capital management is becoming ever more important Life insurers therefore have greater need than ever before for effective and economically attractive instruments that allow them to react flexibility to the specific challenges posed. Munich Re is the right partner. For, as experts in capital management, we have the requisite knowledge and financial strength to provide precisely the support you need – with financially motivated reinsurance.

» Capital management

Product development

Attractive products are crucial in new business – attractive for your target clients and critical for the economic success of your company. You can achieve both with Munich Re. For we develop product innovations individually and in close cooperation with you, resulting in customised solutions that allow you to strengthen your market position and develop new business potential. How we do this and create new business impulses can be seen from the example of "customised system of occupational classes".

Product innovation is an ongoing process. That is why we support you not only with your development and implementation projects but also in day-to-day product management. As a long-term partner, we help you advance and ensure that we enjoy successes together.

Retakaful by Munich Re

Munich Re’s retakaful unit is a fully-fledged retakaful operator licensed by Bank Negara Malaysia in December 2007 to conduct worldwide general (non-life) and family (life) retakaful business.

» Retakaful

Risk management

First-rate risk management is the main pillar supporting long-term profitable business development. As the world's leading quality reinsurer, we tailor the three key components of these pillars – risk transfer, risk assessment and claims handling – individually to your needs and create a system that functions as a whole. We draw on our expertise from more than 90 years in life insurance, as well as international experience and knowledge of the local market, solid financial resources and proven tools and services such as MIRA.