Corporate structure

Added value in the Group

Our business model is based on the combination of primary insurance and reinsurance under one roof.


  • The Hartford Steam Boiler Inspection and Insurance Company
  • New Reinsurance Company Ltd.
  • American Modern Insurance Group, Inc.

  • Munich Re
  • DKV Seguros
  • DKV Belgium
  • DKV Luxembourg
  • Globality
  • Daman National Health Insurance
  • Windsor Health Group
  • Apollo Munich Health Insurance
  • MedNet
  • Storebrand

  • ERGO Lebensversicherung
  • ERGO Versicherung
  • ERGO Direkt
  • ERGO Austria
  • ERGO Hestia
  • ERGO Türkei
  • ERGO Belgien
  • ERGO Italia
  • almedaAssistance and Health services
  • Deutscher Automobil Schutz
  • Deutsche Krankenversicherung
  • ERV

Status as at 31.3.2012. The diagram provides a general overview of our Group and makes no claim to completeness.

We manage risks with a wide range of complexity and scope worldwide:

As a leading reinsurer, Munich Re is the provider of choice in the reinsurance business when solutions for complex risks are needed.

Munich Re consolidates its health expertise in primary and reinsurance under the Munich Health brand and offers international customers innovative solutions as well as service and consulting services.

Munich Re primarily consolidates its primary insurance activities in the ERGO Insurance Group. ERGO is represented worldwide in 30 countries with a comprehensive range of insurance products, prevention and services.

MEAG manages the global capital investments of Munich Re (Group).

This diversified structure combined with our experience, financial strength, efficiency and first-class service make us the first choice for all matters relating to risk. Our client relationships are built on trust and cooperation.

Munich Re stands for exceptional solution-based expertise, consistent risk management, financial stability and client proximity. We operate in all lines of insurance, with around 45,000 employees throughout the world.